Privacy Policy

Last Updated Date: 27-Aug-2025

At DollaReady, we value your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use our website, applications, calculators, tools, and related services (collectively, the “Service”).

DollaReady is designed as a private, do-it-yourself financial learning tool. Your financial inputs stay private to your account and are never shared or sold.

1. Information We Collect

• Personal Information (Account Information):
  • Email address (required): Used as your account identifier, for login, and to communicate with you about the Service.
  • First name and last name (if provided via Gmail or Google sign-in)
  • Avatar URL (if provided via Gmail or Google sign-in).
• Financial Information (User-Entered Data):
  • Assets
  • Debts
  • Income
  • Expenses
  • Financial goals and targets
  Important: All financial data is entered by you manually. We never connect to or automatically import data from your bank accounts, investment accounts, or other financial institutions.
• Usage Information:
  • Country (self-declared or inferred from IP address, used for reporting, analytics, and to improve the Service).
  • Browser type, device information, and session details (collected for analytics and security).
  • Limited cookie data (see Section 7).

2. How We Use Your Information

• Create and manage your account (email is your unique identifier).
• Provide calculators, projections, readiness scores, and other personal finance planning tools.
• Allow you to test different scenarios and assumptions (e.g., inflation, investment growth, life expectancy).
• Analyze our user base by country to better understand and improve the Service.
• Improve the accuracy and usability of the Service.
• Communicate with you about product updates, educational content, or marketing (you may unsubscribe anytime).
• Maintain the security and integrity of our systems.
• We do not sell your data or use it for third-party advertising.
• Your financial data is used only for your calculations and projections.

3. Sharing Your Information

We may share your information with trusted third-party providers who help us deliver the Service, such as:

• Email delivery or marketing services (e.g., Mailchimp).
• Cloud hosting and analytics providers.

These providers are required to protect your information and may only use it for the services we authorize.
We do not share your financial data with advertisers, financial institutions, or third parties for independent use.

4. Data Storage and Security

Your data is stored and processed using trusted third-party providers:
Firebase (Google Cloud Platform, Canada) hosts our website and analytics data. Some analytics data may be processed outside Canada.
Supabase (PostgreSQL database hosted in AWS Canada Central region) stores your account, country information, and financial data.
We apply industry-standard security measures, including encryption in transit and at rest, to protect your data. While no online system can be guaranteed 100% secure, we take your privacy seriously and encourage you to use strong passwords and safe account practices.

5. International Visitors

Our Service is based in Canada, but we welcome users from around the world. By using the Service, you understand that your information may be stored and processed in Canada.
We apply privacy and data protection principles such as those in the EU, UK, and other major jurisdictions to all users, regardless of where you are located.

6. Your Rights

• Access, update, or delete your personal and financial data.
• Delete your account and all associated data.
• Unsubscribe from marketing emails at any time using the unsubscribe link included in our messages.

If you are unable to make changes using the app, you may contact us at dollaready.contact@gmail.com for assistance.

7. Cookies and Tracking

We use cookies and similar technologies to support and improve the Service:

Essential Cookies – Required for basic functionality, such as logging in, maintaining your session, and ensuring the app works correctly.

Optional Cookies – Used to collect anonymous, aggregated data for analytics and performance monitoring, such as understanding which pages are most visited.

We do not use cookies or tracking technologies to collect or infer details about your personal finances. We do not use cookies to serve third-party advertising. You can manage your preferences at any time - Accept or reject optional cookies using our cookie consent banner. or adjust your browser settings to block or delete cookies.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted with a new “Last Updated” date. Major changes will be communicated via email or in-app notice.

By accessing or browsing our website, creating an account, or entering information into the Service, you agree to this Privacy Policy.